What's the Right Mix of Stocks and Bonds for Your Investment Portfolio? - YMYW podcast 347
Published at : October 17, 2021
Today on Your Money, Your Wealth® podcast 347 with Joe Anderson, CFP® and Big Al Clopine, CPA: asset allocation is the delicate balance of stocks, bonds, and other assets in an investment portfolio. What allocation is best for your retirement needs? What's a good mix of domestic and international stocks? Is it crazy to have a 90/10 allocation of equities to fixed income in a $10 million portfolio? Should Dad's portfolio be rebalanced from 90% stocks to 60% stocks and 40% bonds? Can pension and Social Security be counted as your bond allocation? Plus, legacy tax planning: how can you avoid confiscatory estate taxes? Show notes, free resources, Ask Joe & Al On Air: https://bizlink.to/ymyw-347
00:00 - Intro
01:03 - What's a Good Domestic and International Stock Mix? (Brian, Albany, NY)
07:57 - Is a 90/10 Stock/Bond Mix Crazy for a $10M Portfolio? (Sunny D, AZ)
17:47 - Download the Retirement Readiness Guide: https://purefinancial.com/white-papers/retirement-readiness-guide/?utm_source=youtube.com&utm_medium=podcast&utm_campaign=YMYW
Schedule a Free Financial Assessment: https://purefinancial.com/lp/free-assessment/?utm_source=youtube.com&utm_medium=podcast&utm_campaign=YMYW
18:48 - Should Pension and Social Security Be Considered Part of My Fixed Income Allocation? (James, AZ)
25:01 - Should I Rebalance Dad's Portfolio From 90% Stocks to 60/40 Stocks and Bonds? (Craig, Chicago)
28:53 - Download the Estate Plan Organizer: https://purefinancial.com/white-papers/estate-plan-organizer/?utm_source=youtube.com&utm_medium=podcast&utm_campaign=YMYW
29:47 - Legacy Tax Planning: How Can We Avoid Confiscatory Estate Taxes? (George, Ledbetter, TX)
Schedule a free assessment with any one of our professionals, either online or at one of our financial planning offices in San Diego, Brea, Irvine, and Woodland Hills, California: http://bit.ly/PureAssessment
Subscribe to our YouTube channel and stay tuned for the next episode of the Your Money, Your Wealth® TV show: http://bit.ly/YMYW-YouTube
Subscribe to the YourMoney, Your Wealth® podcast: https://link.chtbl.com/ymyw?sid=y
IMPORTANT DISCLOSURES:
• Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, Inc. A Registered Investment Advisor.
• Pure Financial Advisors Inc. does not offer tax or legal advice. Consult with their tax advisor or attorney regarding specific situations.
• Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
• Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
• All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy.
• Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
CFP® - The CERTIFIED FINANCIAL PLANNER™ certification is by the Certified Financial Planner Board of Standards, Inc. To attain the right to use the CFP® designation, an individual must satisfactorily fulfill education, experience and ethics requirements as well as pass a comprehensive exam. Thirty hours of continuing education is required every two years to maintain the designation.
AIF® - Accredited Investment Fiduciary designation is administered by the Center for Fiduciary Studies fi360. To receive the AIF Designation, an individual must meet prerequisite criteria, complete a training program, and pass a comprehensive examination. Six hours of continuing education is required annually to maintain the designation.
CPA – Certified Public Accountant is a license set by the American Institute of Certified Public Accountants and administered by the National Association of State Boards of Accountancy. Eligibility to sit for the Uniform CPA Exam is determined by individual State Boards of Accountancy. Typically, the requirement is a U.S. bachelor’s degree which includes a minimum number of qualifying credit hours in accounting and business administration with an additional one-year study. All CPA candidates must pass the Uniform CPA Examination to qualify for a CPA certificate and license (i.e., permit to practice) to practice public accounting. CPAs are required to take continuing education courses to renew their license, and most states require CPAs to complete an ethics course during every renewal period.
#AssetAllocation #Investing #RetirementPlanning
00:00 - Intro
01:03 - What's a Good Domestic and International Stock Mix? (Brian, Albany, NY)
07:57 - Is a 90/10 Stock/Bond Mix Crazy for a $10M Portfolio? (Sunny D, AZ)
17:47 - Download the Retirement Readiness Guide: https://purefinancial.com/white-papers/retirement-readiness-guide/?utm_source=youtube.com&utm_medium=podcast&utm_campaign=YMYW
Schedule a Free Financial Assessment: https://purefinancial.com/lp/free-assessment/?utm_source=youtube.com&utm_medium=podcast&utm_campaign=YMYW
18:48 - Should Pension and Social Security Be Considered Part of My Fixed Income Allocation? (James, AZ)
25:01 - Should I Rebalance Dad's Portfolio From 90% Stocks to 60/40 Stocks and Bonds? (Craig, Chicago)
28:53 - Download the Estate Plan Organizer: https://purefinancial.com/white-papers/estate-plan-organizer/?utm_source=youtube.com&utm_medium=podcast&utm_campaign=YMYW
29:47 - Legacy Tax Planning: How Can We Avoid Confiscatory Estate Taxes? (George, Ledbetter, TX)
Schedule a free assessment with any one of our professionals, either online or at one of our financial planning offices in San Diego, Brea, Irvine, and Woodland Hills, California: http://bit.ly/PureAssessment
Subscribe to our YouTube channel and stay tuned for the next episode of the Your Money, Your Wealth® TV show: http://bit.ly/YMYW-YouTube
Subscribe to the YourMoney, Your Wealth® podcast: https://link.chtbl.com/ymyw?sid=y
IMPORTANT DISCLOSURES:
• Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, Inc. A Registered Investment Advisor.
• Pure Financial Advisors Inc. does not offer tax or legal advice. Consult with their tax advisor or attorney regarding specific situations.
• Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
• Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
• All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy.
• Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
CFP® - The CERTIFIED FINANCIAL PLANNER™ certification is by the Certified Financial Planner Board of Standards, Inc. To attain the right to use the CFP® designation, an individual must satisfactorily fulfill education, experience and ethics requirements as well as pass a comprehensive exam. Thirty hours of continuing education is required every two years to maintain the designation.
AIF® - Accredited Investment Fiduciary designation is administered by the Center for Fiduciary Studies fi360. To receive the AIF Designation, an individual must meet prerequisite criteria, complete a training program, and pass a comprehensive examination. Six hours of continuing education is required annually to maintain the designation.
CPA – Certified Public Accountant is a license set by the American Institute of Certified Public Accountants and administered by the National Association of State Boards of Accountancy. Eligibility to sit for the Uniform CPA Exam is determined by individual State Boards of Accountancy. Typically, the requirement is a U.S. bachelor’s degree which includes a minimum number of qualifying credit hours in accounting and business administration with an additional one-year study. All CPA candidates must pass the Uniform CPA Examination to qualify for a CPA certificate and license (i.e., permit to practice) to practice public accounting. CPAs are required to take continuing education courses to renew their license, and most states require CPAs to complete an ethics course during every renewal period.
#AssetAllocation #Investing #RetirementPlanning
Asset Allocationasset allocation in retirementasset allocation rebalancing